Saturday, January 10, 2009



Wow...Wonder what a video in 2050 will look like about the internet today...

Thursday, January 8, 2009

Take Charge of Your Credit With Credit Fairy

"Many are unaware of the negative long-term impact that poor credit can have on their financial security and quality of life. The Ad Council has teamed up with The Consumer Bankers Foundation and the Leadership Conference on Civil Rights Education Fund, as well as the banks you see listed below, to develop a campaign about simple steps you can take to improving your credit." - creditfairy.org

I just wanted to share this site with everyone. I know times are tough right now and a lot of people are losing their jobs along with their homes, business, etc. Most will most likely depend on credit cards in order to cover any gaps in their daily expenses. Some will also have to give up their homes and or default on loans. As the available credit limits tighten and more strict rules are applied to potential borrowers, your credit score will be a huge factor in your potential approval/denial process.
I know most people see commercials on TV, radio, internet about companies that provide services that either fix or increase your credit score by applying their "magic." The truth is there really is no magic at all. There are steps, that are FREE, that you can take yourself in order to get educated about credit in general and improve your credit worthiness.
CreiditFairy is one of those sites that you can use for FREE to get all of you credit questions answered.

You CAN Improve Your Credit Score!

"The key to improving your credit is to first understand it. This site contains a range of tools and resources—build your knowledge, and build your credit."

Tuesday, January 6, 2009

The Entrepreneur and Internet Home Business

Have you ever tried running a business that is online? A lot of entrepreneurs are now relying on the power of the internet to market their products or services. Home businesses are gaining more and more popularity these days. Perhaps it's also time for you to consider an internet entrepreneur home business.
Sometimes, those that have families can’t manage their time between career and family life. Because of this, most of them are forced to leave their jobs just so they can take good care of their family. This is not the end of the world for you. In fact, even when you're at home and taking care of your family, you can run an online business.
There are a lot of home business opportunities online. All it takes is looking into your home business options and choosing the right one that will work for you. If you have the qualities of an entrepreneur, an internet home business will be the answer to your needs. Oftentimes, if only the husband or the wife works, the income is not enough to provide for the family's needs. If you don’t have a career or a job, you can start thinking of the best internet home business opportunity.
If you have your own computer and most importantly, an internet connection, you can already become an entrepreneur who owns or runs an internet home business. However, you must also see to it that the business is legitimate to avoid any problems in the future.
The first option is to become an affiliate marketer. For those entrepreneurs with limited capital for business, this is an excellent choice because you will only need a small amount. You will have to find an affiliate company who will provide you with the products or services. After doing so, you will then create your very own site where you will market the products or services. In order to attract huge traffic to your website, it must be interesting and catchy. You will be able to receive commissions for every product sold or for the services rendered.
Supposing you already have a home business such as arts and crafts. Perhaps you've observed that you have very few customers in your locality. If you want to have a larger market, you can turn your home business into an internet home business. By doing so, you can reach the different countries of the world. You have to create your own website and there you can put pictures of your arts and crafts.
This will take a lot of hard work especially if you're just starting out. You will have to work on your site and make it user-friendly. If customers can maneuver within your site without any problems and you have excellent arts or crafts products, more orders will come in.
Since you're an entrepreneur, you will not have much problems dealing with the orders and shipments of your products. You only have to establish the right contacts or connections and the profits will come rolling in.
There are still other internet home business opportunities for entrepreneurs. By surfing the net, you can find the right business opportunity for you. Your qualities and capabilities as an entrepreneur will not go to waste if you engage in internet business.
So if you have limited capital and less business resources, try the home business opportunities online.

Business Ideas for the Entrepreneur

Many individuals nowadays prefer to have a home-based job rather than working eight hours each day in the office. Some people are also into franchising; this may sound good but if you want to become a successful entrepreneur, you don’t have to focus entirely on franchising. You should consider other business ideas that you can venture into.
Research can be carried out with ease these days, thanks to the power of the internet. If you conduct your search online, you can find other business ideas that you can use as an entrepreneur. Beginners will benefit a lot from the information they can find online about business ideas.
Because of the many business ideas you can find online, you will often find it hard to choose the ones you like. It’s easy to choose if you use your instincts. For instance, if one business idea feels right, take note of it but if you have second thoughts about another idea, disregard it.
As an entrepreneur, you should investigate further by gathering as much information as possible about the business ideas. True enough, franchise is absolutely a great idea. By choosing this business alternative, you can be the boss of your own business and you can earn unlimited income.
However, according to experts, franchise and other internet businesses promise the same business opportunities. It will all differ on how you handle the business.
Not all individuals who desire to own a business can achieve this goal. You see, being an entrepreneur is hard. There are a lot of factors to consider before you decide to become an entrepreneur. Even if you have the capital to finance the business undertaking, you can’t be sure that it can give you high profits in the future especially if you don’t know how to handle certain business situations.
First and foremost, you must be able to work alone. Once you’re an entrepreneur, you’re already self-employed. It would also be best if you can have the support of your loved ones.
Here is a very good example. As mentioned earlier, further investigation is needed to evaluate the business ideas that you have in your hands. Starting a business from scratch requires a lot of work. Suppose the business that you’re about to put up is also available in franchise, which business idea will you choose?
For the smart entrepreneurs, they will already go for franchising because it requires less work. An established business undertaking is less expensive and less risky. But before you make a final decision, you must be able to weigh all the advantages as well as disadvantages. This is an essential part of choosing the best business idea.
Once you’ve chosen the right business idea, you can spring it into action. Soon enough, you will gain the financial benefits that you’re dreaming of. Whether you choose to start your own business or go for franchising, the most important thing is to develop goodwill. All the actions of the entrepreneur must be focused in attaining all the objectives of the business.
If you want to become an entrepreneur, you must research all the business ideas that you can get online. The internet can help you a lot. Also, don’t forget to develop the needed traits and skills as an entrepreneur.
You can get many resources through the internet or you can talk to an established entrepreneur so that you will have an idea on what you’re about to undertake.

Monday, January 5, 2009

Sleep Number Beds - Hard to sleep after doing business with them

Select Comfort, famous for its Sleep Number beds are a horrible company to deal with. We were recommended their products by our chiropractor. I personally did not think that they were better then the tempur-pedic beds that we had tried for half the price but I was talked into it by my fiance with the "what about when I get pregnant what if my needs change?" argument.

I ended up buying the King size memory foam bed because I liked the support that the foam gives me. I paid $4500 for this bed. I was expecting this thing to change my life for that much money.

The problems started the day they delivered it. The installers came in with a couple of plastic bags filled with some rolls of foam and a few other miscellanous parts. The bed came in my house in 5 bags. The installers took what looked like an air mattress and plugged it into a pump. The laid a few layers of foam down and zipped into the bed package and said here you are. I thought this bed would cost about $200 to make. The products did not seem like anything near what a $4500 bed should be like.

So we try it and I am not impressed. I go to the store and ask about a return and am told I have to disassemble it and drive it to the distribution store in Plymouth, MN. My fiance talks me out of returning because she likes the bed. I am mostly pissed at this point for overpaying for what I felt should have been a 900 dollar bed or so.

Then 40 days after I buy the bed they drop the price in half on my bed to $2250. This of course prompted a call from me to their customer service. I said I bought this bed about a month ago and its selling for half now, I want the difference. They said no. I asked for a supervisor, who also said no. I asked for a manager. They said they would take a message, they never called me back.

I called again and left another message for a manager, no one called me back again. I will be calling again.

I am basically pissed because I paid $4500 for a bed, and made two payments of $450 and still owe more then $1350 more then I could buy one for today.

The bed is OK at best. The customer service is a joke. They don't care about your satisfaction, just about their profits. Do not buy from them.

-Rye Rye