Take Charge of Your Credit With Credit Fairy

"Many are unaware of the negative long-term impact that poor credit can have on their financial security and quality of life. The Ad Council has teamed up with The Consumer Bankers Foundation and the Leadership Conference on Civil Rights Education Fund, as well as the banks you see listed below, to develop a campaign about simple steps you can take to improving your credit." - creditfairy.org

I just wanted to share this site with everyone. I know times are tough right now and a lot of people are losing their jobs along with their homes, business, etc. Most will most likely depend on credit cards in order to cover any gaps in their daily expenses. Some will also have to give up their homes and or default on loans. As the available credit limits tighten and more strict rules are applied to potential borrowers, your credit score will be a huge factor in your potential approval/denial process.
I know most people see commercials on TV, radio, internet about companies that provide services that either fix or increase your credit score by applying their "magic." The truth is there really is no magic at all. There are steps, that are FREE, that you can take yourself in order to get educated about credit in general and improve your credit worthiness.
CreiditFairy is one of those sites that you can use for FREE to get all of you credit questions answered.

You CAN Improve Your Credit Score!

"The key to improving your credit is to first understand it. This site contains a range of tools and resources—build your knowledge, and build your credit."